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EXPERIENCED LAWYERS FOCUSED ON IMMIGRATION, PERSONAL INJURY & CRIMINAL DEFENSE

ARTICLES & PUBLICATIONS

RECOGNIZED FOR OUR KNOWLEDGE & EXPERIENCE

The skilled attorneys at Crossroads Law Group, LLP are backed by 35 years of professional experience and have helped clients in California and Arizona through a wide range of legal matters. This broad experience and our legacy of helping clients achieve the results they deserve belies our deep insights and resourceful counsel.

Read some of our articles and publications to learn more about the cases we handle. Contact us to schedule your free consultation in or California or Arizona offices.

  • Arizona and California Insured Motorists Rights

    ARIZONA
    As an insured vehicle owner in Arizona, you have rights. There are Motorists rights set forth by the ASA AZ, but it is not legal advice, that's where CLG comes in.

    Crossroads takes the stress out of your case and takes it on to quickly maximize your case result.

    Knowing your rights puts you in the position of awareness to make a solid choice before you act. First bit of advice, if you were injured and not at fault:

    ****Contact CLG first
    **** It's a free consultation.


    In Arizona, you do not need to obtain more than one estimate, unless your policy states otherwise.

    Also, you are not required to take your vehicle to a drive-in claims service unless otherwise stated.

    The law requires that you report the accident and tell the insurance company where it can inspect your car. You are not required to take your vehicle to a specific repair facility unless your policy states otherwise. You may take your vehicle to any collision repair facility of your choice. Recent legislation states you have the right to choose so do not be misled.

    If your vehicle is not drivable or not safe to drive you should select the collision repair facility of your choice. Have your vehicle towed to your desired facility. Then contact your insurance company and advise them of the vehicle’s location. If you choose to do this, then you should be very comfortable with the shop you have your car towed to as the wrong shop can cause problems. Before you make that decision you should contact CLG immediately, there are numerous potential pitfalls that should be realized. Just one example of this is to make sure the shop of ‘your’ choice is a collision repair or body shop that is fully responsible for the safety and quality of the repair and guarantees their work.

    If you and your insurance company do not agree on how your vehicle should be repaired and/or you feel they appear to be unreasonable, you should first ask to talk to the supervisor of the adjuster with whom you are having a problem. If that fails, contact your insurance agent and the Automotive Service Association - Arizona office if they are an ASA member.

    Arizona Law states (20-468);
    For repair facilities other than glass repair facilities and subject to the rights of an insurer to receive notice of loss or claim consistent with the provisions of its policy, a person in this state has the right to choose any repair facility for the repair of a motor vehicle loss. If an insurer provides information about a repair facility, the insurer shall inform the person of this right at the same time as making the recommendation or providing the information. This section does not create a private right or cause of action to or on behalf of any person.

    *Note: This is another reason why it is important to take advantage of CLG's FREE Consultation, otherwise you may find yourself filing multiple complaints that can take months or more to resolve.

    If I you're not at fault in the accident, were injured and confused just call us right away what ever state your in, Arizona or California.

    You may not have to pay a deductible, be entitled to a rental car while yours is being repaired and all of your medical bill can be paid for you.

    You certainly don’t want an accident that was not your fault to be charged against your policy.

    REMEMBER: You must notify your insurance company however, that first phone call to them may be recorded and anything your say could work against you. When you are stressed and not familiar with how to deal with these insurance carriers you can very easily say the wrong thing. You must always remember, the insurance company, whether it is your insurance company or the ‘at fault’ parties insurance company, the company is not your friend!

    **** WARNING! ****
    If you’re injured and the accident was not your fault or if you are unsure who is at fault....
    IT’S IMPERATIVE to seek competent legal advice and call us immediately at

    California
    After an accident, the repair claim and medical claim process can be long and stressful and can take a while to settle. We know how to get things done quickly on your behalf.

    IMPORTANT!
    2 NEW Laws were just passed in November and December 2016 in California that can affect insured motorists. Remember, contact CLG immediately and avoid damaging your case!

    Knowing your Insured and Uninsured Motorist Rights in each state is very important. You can say one wrong word to negate your entire case. CLG is here to help you through it all and see you get maximum value for your claim. Remember, once you bring on CLG to represent you, we do all of the work. And you don't pay unless we win. It’s a ‘WIN - WIN’

    When there is an injury in an automobile case you need solid reliable legal help as there are numerous hidden ways that you can be taken advantage. First and most importantly, you must get immediate medical evaluation and attention. You’ll want to retain us to discuss several matters, some of which include:
    - Who should pay for the medical costs
    - Your personal health care provider
    - Your insurance medical coverage and what it covers
    - The third parties insurance
    - Who’s at fault
    Plus - much more


    *Making critical decisions at the early stages of a case can lead to months of delays or even a total loss of settlement.

    You have the RIGHT to choose your own Auto Body Repair Shop
    *With special cooperation from the fine consumer protection group at CAA, Crossroads Law Group helps expose Insurance Steering

    Beware the California AB1200 "Insurance Steering" Bill!
    As a California insured motorist you need to be aware of the insurance bill as it gives the insurance companies some leeway in 'Steering' or 'Referring' you to a body shop of 'Their' choice! That would be one of their ‘Preferred Shops’. That may sound good but, you will learn that it may come at a great cost. For one, ’DRP’ body shops provide the insurance company a lower price repair bill which often includes used parts and/or missing repairs from the estimate.

    Under the California Insurance Code, a consumer is not required to have repairs done at any insurance company recommended automobile repair shop in other words, as used by the insurance industry, a DRP shop ('Direct Repair Program' shop). However, if a consumer does use an insurance company recommended repair shop, the insurance company must stand behind the repairs, but there are some hidden cautions when choosing such a referral. Knowing your rights can help you choose wisely.

    Each state has its own laws and regulatory policies. CLG knows and understands those specific rights.
    Just by way of example:
    (1) You have the right to choose where you take your car for automobile repairs.
    (2) If an insurance company recommends a particular automobile body shop you have the option to either take it there or take it to another automobile body repair shop of your choice.

    The Fair Claims Settlement Practices Regulations Section 2695.8 (e) states:

    (e) No insurer shall:
    (1) Require that an automobile be repaired at a specific repair shop; or,
    (2) Suggest or recommend that an automobile be repaired at a specific repair shop, unless all of the requirements set forth in California Insurance Code Section 758.5 have been met.
    (3) Require a claimant to travel an unreasonable distance either to inspect a replacement automobile, to conduct an inspection of the vehicle, to obtain a repair estimate or to have the automobile repaired at a specific repair shop.
    Special Updated note:

    Consumer Alert - Information on Automobile Repairs and After-Market Replacement Parts; There is most often Hidden damage that was 'not' included in the initial estimate. Some of these hidden repairs can result in your car's value being greatly depreciated in value especially if there is hidden safety damage that was not addressed or compensated for at the time.

    Bottom Line Call Us IMMEDIATELY

  • Personal Injury Claims & Protections

    PI - Understanding the 'Term'
    The term Personal Injury lawyer usually suggests automobile cases, while we have discussed some of your rights as an insured motorist in a previous article, aspects of it bear mentioning in a different manner. But there are numerous other types of injury cases that Crossroads handles. We’ll cover a few of them for you to review, while not in any particular order, these topics should show you what you may not know and why you need sound legal advice.

    The term Personal Injury is a legal term for an injury to the body, mind or emotions, as opposed to an injury to property. In most U.S. jurisdictions the term is most commonly used to refer to a type of tort, Civil Wrong, or lawsuit alleging that the plaintiff's injury has been caused by the negligence of another.

    Damages are categorized as either special or general and include measurable costs which can be itemized as medical expenses, lost earnings, and property damages whereas general damages include less measurable costs such as pain and suffering, loss of consortium, the effects of defamation, and emotional distress. So, on the surface there can be much more to your claim than simply getting your fender repaired, and, if you act hap-haphazardly, that's usually just about all you'll get out of it. The other side’s insurance carrier will do all it can to get away with whatever it can.

    ****Contact CLG first
    **** It's a free consultation.


    Important Insurance Rates and Claims and Questionable Practices

    Did you know that Insurance rates are based on chargeable claims not on 'not at fault' claims? In other words, your insurance rates go up when it is if you're fault, and you have rights. Crossroads Law Group provides you information, even if it appears, initially, that you may have been at fault. Which may mean you’ll not be charged as the ‘fault’ driver. Some examples of past cases are when the other person was under the influence at the time, faulty mechanical problems with the car etc. Also, there are other ways insurance carriers protect their company’s bottom line, and one of them is with the DRP program and referrals to body shops of their choice, where in reality, the body shop then becomes their customer, not you. These are programs that body shops have in their CCC shop to insurance software communication and policy operations. These are request able options consumers can utilize in using a shop they choose to have their work done. Also beware of taking your car to a body shop on insurance company DRP programs, as discussed in our recent article. Remember, you've been paying on your policy so you deserve to get the best protection and your best protection is with the experienced attorneys at CLG.

    Work related injuries

    This is another area that can get real tricky if you're not fully protected by a legal firm that has experience in knowledgeable areas of this situation.

    Crossroads Law Group will assist you in many ways, such as guiding you through every all aspects of the accident, your departure and destination locations prior to and during the time of the accident, what you were engaged in prior to leaving, party or parties who could prove valuable as witnesses who may have been with you, and a thorough detailed summary of how the accident happened. These are all very important things to get straight right from the beginning, not just to protect your claim, but to protect you from a counter claim.

    - According to data from the National Institute for OccupationalSafety and Health (NIOSH) and the Bureau of Labor Statistics, an average of 15 workers die from traumatic injuries each day in the United States, and an additional 200 workers are hospitalized -

    *Note: More reasons why it is important to take advantage of CLG's FREE Consultation, otherwise you may find yourself filing multiple complaints that can take months or more to resolve.

    **** WARNING! ****
    If you’re injured and the accident was not your fault or if you are unsure who is at fault....
    IT’S IMPERATIVE to seek competent legal advice and call us today.

    Not all automobile accidents involve car to car
    18 Wheeler Trucks, a 'Larger Topic'

    While this is a topic that deserves full attention to on its own, a large 18 wheeler presents an entirely different addition to accident claims. You must be able to know the ins and outs on this area, CLG knows the area and can help you.


    Underside Guard or the Mansfield Bar

    A ‘Rear Underrun Protection System’ (RUPS), is a rigid assembly hanging down from the bottom rear of the rear of the trailer which is intended to provide some protection for passenger cars which collide with the rear of the trailer. You've seen them, but probably have never paid any attention to them at the time. Next time you're behind a large 18 wheeler, observe the structure on the rear, just don't follow too close, that's another habit that can adversely affect your claim. Public awareness of this safeguard came to full national attention in the aftermath of the accident that killed actress Jayne Mansfield on June 29, 1967, when the car she was in hit the rear of a tractor-trailer, causing fatal head trauma. After her death, the NHTSA recommended requiring a rear underride guard, also known as a Mansfield bar, an ICC bar, or a DOT (Department of Transportation) bumper, but the trucking industry has been slow to upgrade this safety feature. That is a commonly overlooked item which brings to attention an element that can play a very important role in any claim.

    Until 1956, when the New York legislature passed theircompulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. But things have changed dramatically since then.

    *Making critical decisions at the early stages of a case can lead to months of delays or even a total loss of settlement.

    Why CLG - Remember, your insurance carrier and the other party's insurance carrier have a law firm to protect their interests, shouldn't you?

    By reading through our articles/tips you'll discover many things. One of such is that you'll start to realize what you don't know and that can lead to significant problems, but knowledge is only a phone call away. We welcome the opportunity to go over your case with you, free of charge.

    ***** Regardless of the type of injury per various topics mentioned in this consumer article/tip, if you’re injured and the accident was not your fault or if you are unsure who is at fault....
    IT’S IMPERITIVE to seek competent legal advice and call CLG immediately

    Here are just some reasons to call us today:

    Free Consultation
    - We handle your entire claim process start to finish

    - We provide advice and direction throughout

    - We help to make sure that you receive immediate medical attention for your injury

    - We ensure that you will be treated fairly and promptly

    - You win or you pay nothing
    -and-
    WE GET RESULTS FAST !

  • 18 Wheeler Semi Truck Accident Injury Claims

    A ‘Rear Underrun Protection System’ (RUPS), is a rigid assembly hanging down from the botter which is intended to provide some protection for passenger cars which collide with the rear of the trailer.

    You've seen them, but probably have never paid any attention to them. Next time you're behind a large 18 wheeler, observe the structure on the rear, just don't follow too close. By the way, that's another habit that can adversely affect your claim.

    Public awareness of this safeguard came to full national attention in the aftermath of the accident that killed Famous Hollywood Movie Star, Jayne Mansfield, on June 29, 1967, when the car she was in hit the rear of a tractor-trailer, causing fatal head trauma. The people in the 1966 Buick Electra she was in never saw the semi in front of them. The car rammed into the tractor-trailer and actually ran completely under the trailer. All 3 adults were killed instantly. After her death, the NHTSA recommended requiring a rear underride guard, also known as a Mansfield Bar, an ICC bar, or a DOT (Department of Transportation) bumper, but the trucking industry has been slow to upgrade this safety feature. That is a commonly overlooked item which brings to attention an element that can play a very important role in any claim.

    This is a topic that deserves full attention on its own, a large 18 wheeler presents an entirely different addition to accident claims, as you can see by the rather large variations of tractor trailers below, and a more detailed understanding of legalities associated with it. You must be able to know the ins and outs on this area, not just a fundamental understanding the basics. CLG knows the area and can help you.
    First, CLG wants to Remind and Warn you – When driving please don’t follow TOO Close to the car or truck in front of you! CLG has put together this Summary of commercial truck accident scenarios designed to illustrate to you why you need a Defense Firm that knows this niche law, it's WHY you need CLG!

    Have you or do you know of someone, a family member, friend, co-worker who has been involved in an 18 Wheeler large Commercial Truck accident?
    - Or do you know of an Operator/Driver of a large commercial truck involved in an accident?
    - Or do you know of the Driver or Passenger of an automobile involved in an accident with a large commercial truck?
    - Or do you know of a citation where a Single Car or Multiple Car pile-up involved an 18 Wheeler?.

    If so, then You Need CLG - The 18 Wheeler Personal Injury Lawyers

    'Facts, Stats and Regs' - The Basics

    NHTSA
    Analysis of truck crash data shows that the majority of truck occupant fatalities occur as a result of rollover or frontal collisions. A large proportion results from single-vehicle crashes and about one third of fatal crashes involve ejection of the truck driver from the cab.

    *Diagram below illustrates why under ride protection systems are necessary safety measures.

    In the U.S., trucks are required to have certain occupant safety equipment by the Federal Motor Vehicle Safety Standard (FMVSS). FMVSS 209 and 210 require heavy trucks to have seat belts assemblies and seat belt assembly anchorages the same as is required for passenger vehicles. FMVSS 208, occupant crash protection, requires that trucks over 10,000 lb. have either a complete passenger protection system that meets the requirements of section 5 or a Type 1 or Type 2 seat belt assembly that conforms to FMVSS 209.

    *Above crash test by NHSTA shows what can happen wihtout the installation of a RUPSS.

    RUPS Guard failure - substandard design
    RMVSS vs CMVSS - Your Safety at Risk


    Tests of semi-trailers equipped with FMVSS 223 compliant underride guards demonstrate that guard failure and severe passenger vehicle underride can result from impact speeds and overlap conditions that passenger vehicles are designed to manage in crashes with stiffer objects. CMVSS 223 requirements are an improvement over US regulations but still are insufficient to produce good performance in offset crashes. Both standards should be upgraded to promote trailer and guard designs that are strong enough across their full width to remain engaged with the frontal structures of a striking passenger vehicle.

    *Diagram illustrating the installation structure of the RUPS


    *Photo of test crash above shows how the RUPS works

    HOWEVER:
    According to the IIHS Insurance Institute for Highway Safety News - Most underride guards fail to prevent lethal crashes. Another reason why YOU NEED Crossroads Law Group


    ****Contact CLG first
    **** It's a free consultation.



    What about the Front and Side End protections?
    Nosecone and Side Underride

    While the RUPS is/has been the primary safety protection for the average automobile, there are other areas in drastic need of upgrade, such as side underride protection and the front end protection, or Nosecone protection, which is currently under strong consideration. The Nosecone is designed to actually be built into the truck’s body and underride prevention systems that will act as what might be considered a 'bounce' affect in order to divert bikes and pedestrians at low speeds and divert cars at higher speeds. As usual, the main factors in consideration for this added protection design is low-weight and low-cost. The main reason why this added protection is something that should be given active consideration is that most victims of all types die in crashes to the front end of the truck.

    Perhaps you heard of the recent but tragic Tesla fatal crash involved in a large semi tractor trailer accident on May 7, 2016, it made national news.

    *Above: Tesla electric car, lower height puts side underride at risk

    It highlights the real and present highway danger regarding cars sliding underneath large trucks when vehicles collide. No matter what caused the 'lower riding' Tesla crash, the driver might have lived if the truck had had side guards.



    *Note: More reasons why it is important to take advantage of CLG's FREE Consultation, otherwise you may find yourself filing multiple complaints that can take months or more to resolve.


    **** WARNING! ****
    If you’re injured and the accident was not your fault or if you are unsure who is at fault....
    IT’S IMPERITIVE to seek competent legal advice and call CLG immediately at

    Once Again - Don't follow TOO Close!

    By reading through our articles/tips you'll discover many things. One of such is that you'll start to realize what you don't know and that can lead to significant problems, but knowledge is only a phone call away. We welcome the opportunity to go over your case with you, free of charge.

    Remember, you need evenhanded compensation to help you get yourself back or 'make yourself whole' again, CLG is here to help you achieve that. Regardless of the type of injury mentioned in this consumer article/tip, if you’re injured and the accident was not your fault or if you are unsure who is at fault...

    ot all automobile accidents involve car to car
    18 Wheeler Trucks, a 'Larger Topic'

    Accidents involving large Semi Tractor Trailers largely differ from normal consumer vehicle accidents as they can involve too many variations of requirements on semi tractor trailers. This requires expert attention to details a normal PI or Personal Injury attorney would most likely over look. CLG (Crossroads Law Group) are your Experts and are here to help.

    *Large Tanker Truck with RUPS System installed

    Commercial Drivers
    Legal and Regulation 'Mumbo Jumbo' – (It's in the Details)!

    Those who are operator-driver victims of an accident need to be aware of some of these Federal Regulations as it can play an important role in your claim and your company’s liability.

    Federal Motor Vehicle Safety Standards (FMVSS)
    Nos. 223 and 224 require underride guards meeting a strength test on trailers with a GVWR of 10,000 pounds or greater manufactured on or after January 24, 1998. FMVSS No. 224 defines the size requirements for the guards, while FMVSS No. 223 describes strength testing and energy absorption requirements for DOT-compliant guards.

    *Above typical Large Construction Tractor Trailer with No RUPS

    NHTSA mandates that all trailers with GVWR of 10,000 pounds or greater manufactured on or after January 26, 1998, be equipped with an underride guard. The dimensional requirements are specified in FMVSS No. 224 (Rear Impact Protection), while the strength testing and energy absorption requirements are outlined in FMVSS No. 223 (Rear Impact Guard).

    Ok, so what does that mean to you?
    Basically, if certain compliances are 'not' met, it can result in a fairer and more favorable settlement. A good example is this Xtra large 24 Wheeler (shown below), an 18-Wheeler with additional trailer.

    *Above (X-Large 24 Wheeler Transport).It's not just construction tractor trailers that are negligent in their use of a proper RUP System. This Extra large 24 Wheeler transport is just one example.

    By reading through our articles/tips you'll discover many things. One of such is that you'll start to realize what you don't know and that can lead to significant problems, but knowledge is only a phone call away. We welcome the opportunity to go over your case with you, free of charge.

    *Above is close up of the X-Large 24 Wheeler Transport showing no RUPS Installed.

    Scenario
    When a car runs into the back of a tractor-trailer outfitted with a weak underride guard, the outcome is too often deadly for people in the smaller vehicle. Backed by crash tests and studies of real-world underride cases, there have been many safety and design organizations that have outlined ways to improve rear guards to make them less likely to buckle or break off during a rear crash, some of which have not yet been put into effect by the NHTSA. If you're a driver - operator your company may very well have been negligent following certain mandated guidelines designed for your safety.

    Since the mid-20th Century, commercial trucks have been required by law to have rear underride guards, but there are no regulations requiring guards on the sides of trucks, which means that a huge safety gap exists that has led to fatalities when a car skids beneath the side of one of these vehicles. The other issue is that not all guards are built with the same level of quality.

    Do you really think an everyday Personal Injury Lawyer knows any of this just because they advertise on TV or Radio? Remember, advertising on TV or Radio does not make them Celebrities, only paid Advertisers.

    Materials for Safety

    While the National Highway Transportation Safety Administration (NHTSA) has made rear underride guards mandatory on all commercial trucks, it has not set standards as to the type of material, or the quality of material required in these guards, only on some of those basic requirements, as previously stated. As a result, some of these guards, which are made of cheap material, provide no barrier against a vehicle passing beneath a truck.

    Care2 SIDE GUARD Petition (January 2017)
    Apparently, engineers have already solved the design and implementation problems thought to have stymied the use of Side Underride Guards on large 18 Wheelers. So why aren't they part of the NHTSA's regulations yet? The Care2 Side Guard Petition has been launched for this very purpose, but in the meantime, you need a strong defense or pro-active offense and that's where CLG has you covered.

    An interesting loophole from the nation’s largest Transportation Regulatory Agency:
    NHTSA has stated that truck and trailer frames must be redesigned before side guards for car crashes could be installed as the truck frames are too weak to withstand car crashes. But, what if they aren't?
    *source: The Underride Network

    VC-COMPAT: “Plans are underway to extend the front of the truck 300mm to 500mm or more to create a crash zone or deformable soft nose that would absorb crash energy and might reduce serious injuries and fatalities another 10% from the current standard on trucks with energy-absorbing guards and survivable speeds would be increased to 80-90 km/h (50 to 55 mph).”

    The NHTSA does not recognize or follow Canada’s requirements as it is felt they are not sufficient. Do you think your average PI attorney would know that and know what it means to you if you were involved in an 18 Wheeler accident?

    U.S. & Canadian safety advocates are calling for an end to preventable truck underride tragedies. But, you need protection and a defense in the meantime, and that's what CLG is here to do

    This area of Large Commercial Trucking claims is one of them. CLG will ensure and protect your rights as a motorist.

    Crossroads Law Group - Sophisticated Attorneys for a Sophisticated Claim

    All of this lends itself to provide a large matter of legal defense and your legal defense should be strong, CLG has that strength. With offices in California and Arizona and a staff of specialized experts, you can spend your time getting well instead of worrying about your case, CLG handles it all for you.

  • Insurance, PI Claims and Your 2nd Opinion Bonus

    n dealing with Personal Injury cases, you will almost certainly be dealing with Insurance companies. While there are far too many types of insurance claims and company coverage categories to cover in this consumer article, we'll discuss some basics that will help unravel some of the confusion. We'll also discuss an added value option for those of you who have previously contacted another firm.

    What's Best For You?
    You have to know not just 'what to do', but 'what's best for you. We have to look at your individual situation with the insurance coverage available to you. This may become a blend of the ‘at fault’ party’s insurance and your own insurance.

    Don't Be Influenced

    Remember, not to be influenced by an insurance company suggesting that you can get a quicker recovery if you agree to take your car to one of their 'preferred' auto body shops. While it will sound appealing, it’s more beneficial for them to refer you to these 'Preferred Shops'. These are called DRP or Direct Repair Shops. The ‘Preferred Shop’ has a B2B (Business To Business) arrangement. This is business the shop does not have to spend money advertising for. So, in return for such referrals, these shops agree to hold their costs down which usually results in a 20% or more reduction in their normal charges.

    This also encourages the shops to provide, at times, sub-standard non-OEM Parts or even used parts to cut their costs and make up for the huge discounts. While each state has their own set of rules on what the insurance company must provide the insured motorists, many times the insurance company may breach the rules and that effect on you is becoming increasingly more important.

    In California, for example, you have the right to take your car to the shop of your choice, Check your state for this policy.

    *Note: More reasons why it is important to take advantage of CLG's FREE Consultation!


    **** WARNING! ****
    If you’re injured and the accident was not your fault or if you are unsure who is at fault....
    IT’S IMPERITIVE to seek competent legal advice and call CLG immediately at

    Also, as stated throughout the CLG site - Don't follow TOO Close, it's one of the most causes for accidents and 'At Fault Claims!'

    By reading through our articles/tips you'll discover many things. One of such is that you'll start to realize what you don't know and that can lead to significant problems, but knowledge is only a phone call away. We welcome the opportunity to go over your case with you, free of charge.

    Remember, you need evenhanded compensation to help you get yourself back or 'make yourself whole' again, CLG is here to help you achieve that. Regardless of the type of injury mentioned in this consumer article/tip, if you’re injured and the accident was not your fault or if you are unsure who is at fault...

    All of this lends itself to provide a large matter of legal defense and your legal defense should be strong, CLG has that strength. With offices in California and Arizona and a staff of specialized experts, you can spend your time getting well instead of worrying about your case, CLG handles it all for you.

    By reading through our articles/tips you'll discover many things. One of such is that you'll start to realize what you don't know and that can lead to significant problems, but knowledge is only a phone call away. We welcome the opportunity to go over your case with you, free of charge.

    Get it Repaired or Take a Check?

    One of the new ways insurance companies cut costs is to lure their injured party into 'taking the check' instead of doing the repair. This, in many cases, can have disastrous effects.

    So what are the Circumstances?

    That's why you need a competent, experienced legal firm behind you to advise you on all these aspects of your claim or you'll never receive just compensation.

    2nd Opinion Attorneys

    As you can see in the brief synopsis sample above, there are far too many factors that can play an important role in ensuring you receive just treatment for your case, and that's one main reason why seeking additional consultation could be to your advantage. Knowledge, Experience and Results are 3 main reasons that influence seeking a second opinion. Most would not think twice about getting a 2nd opinion on a Medical issue.

    So why not take that same protective approach when it comes to a Personal Injury case that involves both medical and financial matters?

    Considerations Made Simple

    In today's sophisticated and complicated world makes important to seek out, what could be, an extremely valuable 2nd opinion. Get a 2nd opinion from experienced attorneys at Crossroads Law Group, LLC. We focus on a large variety of Personal Injury cases and will make your considerations simple. Remember, it's a FREE Consultation to you.

    Do you have a true legal matter?

    Determining whether you have a legal issue or simply a problem to solve is often a legal issue.

    Can You Sue? 'Should You Sue?'

    Simply because you can sue is a far cry from if you should sue. So often, a proper evaluation of whether to settle or to go to Trial must be performed by an experienced lawyer. Trial, is always a gamble so your attorney must be qualified and experienced at pre-judging trial potentials and outcomes. This is another good reason to seek a second opinion.

  • Large 'Big Rig' Truck and Bus Accident Cases: Experience On Your Side

    by Ric Riccobono, Esq.

    If you or someone you know has recently been in an accident involving a large or commercial truck they need special representation. Large Service or Commercial 'Big Rig' Truck accidents often involve a multitude of variants that differ from normal automobile accidents. This also includes large Buses making and invoking the legal area of personal injury far more complicated if you or someone you know was a passenger on board. As you can imagine, with large commercial transportation vehicles, there are a lot of very unique factors that can determine an outcome of a case and the money one may receive. How you go about ensuring you will receive maximum compensation is the key. That’s where Crossroads Law Group comes into play. In personal injury cases involving large commercial vehicles it is essential to have experienced representation.

    FMSCA Stats and Regulators

    According to the FMCSA (Federal Motor Carrier Safety Administration) From 2014 to 2015, large truck and bus fatalities per 100 million vehicle miles traveled by all motor vehicles increased by 1.7 percent, from 0.138 to 0.140.

    Weight, Rest and Quality Control

    Obviously when dealing with large commercial trucks and 18 wheelers, one of the most basic factors is one of weight. Not just the actual weight of the Truck and/or Trailer themselves, but how much cargo weight was on the truck at the time of the accident.

    Large Commercial Trucks have weight limits and regulations they must follow and this can play an important role in not only determining the 'at fault' or 'negligent' scenario, but the amount of damages incurred.


    A Big Rig or large commercial carrier accident case can get complicated when truckers - drivers disobey weight-size-road signs

    Mandatory Logged Rest Periods
    Semi-tractor trailers have strict requirements for drivers and one of them is rest periods. Drives must show a daily log and in that log they just document their layover or rest periods and how long those rest periods were. If they're caught driving with little to no rest, in most cases not to exceed 14 hours straight, then that can drastically affect the 'at fault' factor.

    Another factor is quality control in the manufacturing as proper maintenance and repairs performed on the truck at regularly scheduled time periods can play a significant role.

    In summary, Semi-Truck Operators, Owners and Manufacturers must follow wide state and federal regulations. How much weight a rig can haul, how long a driver can go without rest, and quality control in manufacturing and repair are just a small fraction of the kinds of conduct regulated in the trucking business. This also applies in the case of large Buses, where another separate factor is involved, which one factor is the number of passenger maximum requirements.

    By reading through our consumer value articles/tips you'll discover many things. One of such is that you'll start to realize what you don't know and that can lead to significant problems, but knowledge is only a phone call away. We welcome the opportunity to go over your case with you, free of charge.

    Remember, you need evenhanded compensation to help you get yourself back or 'make yourself whole' again, CLG is here to help you achieve that. Regardless of the type of injury mentioned in this consumer article/tip, if you’re injured and the accident was not your fault or if you are unsure who is at fault...

    IT’S IMPERATIVE to seek competent legal advice and call CLG immediately at

    All of this lends itself to provide a large matter of legal defense and your legal defense should be strong, CLG has that strength. With offices in California and Arizona and a staff of specialized experts, you can spend your time getting well instead of worrying about your case, CLG handles it all for you.

    The Larger the Rig the Larger the Potential and Liability

    In the case of this unusual tanker multi-hauler trailer at speeds over 50mph it simply cannot stop on a dime and visibility is 'Limited'.

    The US Department of Transportation regulates commercial motor vehicles, including transport trucks. Federal regulations set out hours-of-service rules for truck drivers who drive a truck that weighs more than 10,000 pounds. As stated, under the ‘hours-of-service’ rules, there is a 14-hour driving limit, under which drivers may not drive more than 14 consecutive hours following 10 consecutive hours off duty. Also, drivers are responsible for keeping up-to-date logs.

    Settle if You Can - Trial if You Must!

    No one wants to get involved in a long drawn out time consuming trial. BUT, if the insurance carrier is trying to squash a reasonable claim, the Trial is a must and you need to be prepared. Be forewarned, many attorneys not only avoid taking your case to a trial level, they are actually not even qualified and their only method is to engage strictly in settlements and then move on to the next client. Crossroads Law Group, llp takes only your best interests into consideration.

    Get a FREE 2nd Opinion

    No matter what your Personal Injury case is - Crossroads is YOUR 2nd OPINION Law firm. Here you get treated fairly and adequately, and there is no cost to speak to one of Crossroad's Attorneys.

    So what are you waiting for, call Crossroads Law Group now, and get your Trusted 2nd Opinion Today!

    Print out this CLG Contact Card and carry it with you at all times. Remember, your consultation is FREE!


    This area of Large Commercial Trucking Personal Injury claims and regulatory requirements can be complex and CLG will ensure and protect your rights as a motorist on every detail. We also encourage you to read our recent article 18 Wheelers, 'Larger Topic' - 'Larger Legalities' - 'Larger Liabilities', that reveals how a Famous Hollywood Movie Star affected Trucking Industry regulations.

  • Insurance Claim Defense and Important Policy Warning and Tips

    There is a wide-ranging of reasons why you need to secure sound legal help when you are involved in an accident. While this series of tips is not intended to be a blanket or full-scenario of all situations, included are some that could significantly affect your case.

    Most insured have little understanding on how the policy claim process works and how most insurance companies actually work against your interests when you file a claim. Remember, your insurance carrier is really out to protect its stockholders bottom line, not yours.

    Know your Policy

    Policy statistics average about 20% uninsured motorists in the U.S. and 60% under-insured, leaving you a startling 80% limited degree of compensation potential when an accident is not your fault. You need to know and understand your policy before you sign. However, it’s not too late, check your under-insured rider. See if you have one, if so check the limits. IF IT’S TOO CONFUSING, CALL YOUR AGENT. Under-insured protects you when the ‘at fault party’ has limited insurance. The gap of their insurance and your claim will be covered (to the extent of your coverage). Uninsured protects you if the ‘at fault party’ has no insurance. So check to see what coverage you have, sometimes an inexpensive policy is the reason you may have an ineffective policy. This is an area where CLG can help you in a claim situation to ensure you are receiving the maximum benefit you're entitled. We strongly suggest that you don't try to fight that one alone, you'll be taking on a large insurance company with a staff of underwriters and attorneys at their disposal.

    The multiple passenger situation
    This adds considerable complexity to any claim. Example if the ‘at fault party’ has 4 passengers and you are alone you potentially have 4 separate claims. Would you know where to start? This could cost you your entire claim. Things such as were the passengers in the other vehicle disrupting or impairing the driver’s ability to safely control the vehicle, did the statements from each of the passengers differ, were they drinking at the time, etc., this could have a potential for multiple claims in your favor. Crossroads Law Group knows how to handle any scenario for non-fault situations.

    Even passenger buses can bring about the 'multiple passenger' personal injury claim situation.

    **** WARNING! ****

    Document EVERYTHING

    Over 90% of the population has cellphones with almost all of them equipped with both a still and video-audio camera capability. If you’re in an accident, evaluate your degree of injury and pain. Realize that often times the repercussions of the accident do not show the true pain levels for hours or possibly even days after the accident. If needed, call an ambulance. Then call Crossroads Law Group.

    All of this lends itself to provide a large matter of legal defense and your legal defense should be strong, CLG has that strength. With offices in California and Arizona and a staff of specialized experts, you can spend your time getting well instead of worrying about your case, CLG handles it all for you.

    One ploy, or 'trick' used by some insurance companies is to initially give you the impression that you have limited or no claim. They do this by implying that if you didn't immediately call for an ambulance and go to the emergency room then you must not have been injured very badly. But emergency rooms are expensive and often in many accidents people are not yet feeling the repercussions of the event, such as neck, back pain, inflammation, etc. That's one reason why a good documented video or photographic scan of what happened can help win the fight, especially regarding ‘fault ‘. Stories told to insurance companies by claimants often change so documenting your case and witnesses immediately can be your best protection, therefore, if you're feeling capable, try to take pictures of everything. Photos of front and rear vehicle placement, the traffic light at the time, skid marks if any, positions of other vehicles in the lanes, etc. If you suspect that the driver and or passengers had alcohol in their car then try to get a photo-video of the inside of their vehicle.

    The two words you should not use?

    If you do call your insurance company to report your claim then please do not use, in any conversation, two potentially incriminating words - Never and Always.

    The use of these words often puts you in a corner. In some cases the insurance company may hire a videographer to follow you around and catch you in a 'Never' or 'Always' discrepancy, you and your case could then be in jeopardy.

    Your 1st Call Protection

    When asked for more details or asked to an on-location visit, simply say you're not feeling up to it now and you'll be contacting your attorney, then IMMEDIATELY call CLG to protect your interests. The best practice – CALL CLG FIRST. CLG will handle everything for you. Let CLG take the lead from the beginning.

    So why not take that same protective approach when it comes to a Personal Injury case that involves both medical and financial matters?

    Considerations Made Simple

    There are numerous other mistakes claimants make that can destroy their case if they're not capably represented, such as;

    Why to Avoid Requests for documents not required and on-location visits

    GAP insurance or Gaps in Insurance coverage

    Special protection for seniors

    Fraudulent or Misrepresented info on your claim

Why hire Crossroads Law Group, LLP?

  1. We offer complete Immigration & Visas services
  2. We have over 35 years of strong diverse experience
  3. We are heavily prepare for each case & ready for any outcome
  4. We offer free consultations regardless of the legal matter
  5. For accident related cases, you don't pay unless we win
Get In Touch With our Experienced Attorneys Today
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